Archive for the ‘BUYING STUFF’ Category

CREDIT CARD USAGE UP TO 43% OF TRANSACTION & THREATENING CASH AS KING

COIN & CASH USAGE DOWN & CREDIT CARD USAGE UP

coins arrow points down image www.money-au.com

Cash is still king but is declining in importance as Australian consumers are turning to cards and the internet to pay for goods and services. And it’s only going to get easier, placing the payments infrastructure ”at the global frontier”, according to the Reserve Bank.

In 2013, cash was used for just 47 per cent of transactions, down from 69 per cent in 2007, while debit, credit and charge card usage surged to be used in 43 per cent of transactions, up from 26 per cent, according to the findings of a new RBA survey into how we pay for goods and services.

credit-cards image www.creditcradseasy.net

Paypal is up to 3 per cent and BPay and internet banking are used for 3 per cent and 2 per cent of transactions respectively.

Contactless card usage has been a big winner, now accounting for 22 per cent of face-to-face purchases.

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